Need an appraisal for an FHA-backed mortgage? Call Houser Appraisals

Houser Appraisals is OR state certified and on the FHA Roster of approved residential appraisers. We are qualified and approved to do appraisal reports for FHA secured loans. A certain amount of the continuing training our staff at Houser Appraisals completes deals strictly with understanding the FHA's documentation and their rules and procedures.

Be sure to contact Houser Appraisals if you need an appraisal done for an FHA-secured loan.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-secured loan, it means it is underwritten by them. The FHA does not loan funds to borrowers, rather, it provides lending organizations with safety by offering mortgage insurance in case the borrower does not pay his or her financial obligations. The FHA and their loan programs are formed to aid low-to-moderate income buyers help meet credit requirements if they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. Buyers with lower income or less starting funds to use as a down-payment on a loan are helped the most from FHA loan programs.